Ron LeGrand – Ron’s Cash Flow System – Global Publishing

Ron LeGrand – Ron’s Cash Flow System – Global Publishing

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Have you ever thought you’d like to buy and sell houses but didn’t know how or where to get the money?
Are you so busy making a living you can’t take time to make any real money?
Can you retire on what you have set aside, if any, and live comfortably while not depending on the government to be there if you need them?
If you don’t like your answers, this report will show you how I extract over $50,000 a month from nice homes in beautiful neighborhoods needing no repairs and using none of my own money or credit.
What’s more, I don’t buy foreclosures, do short sales, renovate houses, borrow money, use my credit in any way, nor do I have a real estate license or any need to deal with banks, lenders or Realtors®
…and I spend less than six hours a month running the entire business while owning several other businesses simultaneously.
Part Time Business – Full Time Income
You are about to see how my part-time business produces a very nice full-time income but more importantly to you it’s a business you can enter with no previous experience and start profiting quickly…Earn while you learn…and all the automation and systemization you need is already set up for you so you hit the ground running…like thousands of my clients all over North America.
My name is Ron LeGrand and I’m the world’s leading expert at quick turning houses. I’m in my 33rd year of buying and selling over 3,000 to date and still do 4-6 a month with a total staff of one personal assistant using part of her time for my real estate business.
Googling me could keep you busy for hours. My story is at the end of this report if you care.
 
Let’s get to what I do and how I can help you achieve a Quantum Leap.
But before I layout the business, I’ll ask you to turn off your bullshit meter for a few minutes. I know you’re skeptical and you should be. So am I. The whole world is full of crap and you can believe little of what you hear.
You can also believe I’m a tell-it-like-it-is guy, so in full disclosure, at the end of this report I’ll be asking you to exchange a little of your money for a life changing education from a battle scared veteran of 33 years who makes millionaires all over the world.
If that bothers you, this report isn’t for you. It will be of no value.
OK, if you’re still in, let’s get started.
Most Common Profit Centers
In residential real estate, there are several ways to make money…The first two are…
1. Buy junkers and rehab them and sell to owner occupants who qualify for a new loan.
 
2. Flip these same junkers quickly to investors who want to rehab them and make a quick profit on houses you never own…we call this “Wholesaling.”
 
Both of these methods require you to buy the house cheap, largely from banks and they’ll all need minor or major rehab. If you rehab, you must raise the money to buy, have contractors, find qualified buyers and get them a loan several months after you buy.
The average profit on these deals is from $20,000 to $40,000 nationwide and some make over $100,000 per deal.
Wholesaling means you simply make an offer through a Realtor® on a bank owned property at a deeply discounted price. When your offer is accepted, your Realtor® produces a contract for you to sign and you have 30 days to close.
During that time, you locate a rehabber to flip your contract to for an average profit of $5,000 to $15,000.
You never own the house or have any costs. You just get a check for being the middle man/woman.
I get about one out of twelve offers accepted and never leave my desk to make them. I only visit the house after the offer is accepted and send the $1,000 deposit to the Realtor® if it’s a go. Therefore, no risk until I know I want the house.
You see, I make offers from my iPad through a daily feed of houses from my Realtors®. The work has been removed from this business. I used to have to go look at a lot of houses to get one accepted.
NO MORE! I buy two or three bank repos a month from my desk and wholesaling is one of the two fastest ways to get a check.
You’ll need no credit, very little money, no repairs, short sales, bank loans, contractors or costly entanglements. You’re in and out in less than 30 days without even owning the house.
I can and will teach you both wholesaling and retailing. I’ve done over 700 of each and likely the best qualified guy alive to do so. Certainly the best looking. (I’m Just Sayin’)
So First, Let’s Discuss
The Easiest Way To Make Big Money
Let’s talk about where the BIG EASY money is in real estate so you can see the whole picture. For every junker on the market today, there are over 25 pretty houses needing no work in all price ranges in every city in North America.
I just described the Wholesale & Retail Business but there’s another business within the business I call…
 
Within it, you’ll find the fastest way to get a check but it also contains residual income and future revenue all from doing the job once.
Wholesaling and retailing have a huge drawback…
You Only Get One Check.
If you don’t keep working, you don’t get paid.
I like to get paid whether I’m working or not. How about you?
If you want to replace your job or profession…and thousands of my clients have…
the best way to do so is monthly revenue you can count on even if you’re sick, on vacation or just don’t want to work.
Now add that to a one time check between $10,000 – $50,000 every time you do one of these deals…I do about 4 a month…and you can begin to see why any job is a waste of your time.
Stay with me. You promised to turn off your bullshit meter. It’s all true and easy for me to prove, and yes, it applies to you and works in your city.
Never Use Your Own Credit
You will not apply for loans or ever use your own credit. That would be the largest mistake you could make.
So let’s look at the Pretty House Business where your credit or your money will not be needed.
It’s all about nice homes owned by owner occupants or FSBO’s (For Sale By Owners).
But what makes the business so easy and fun is you’ll never pay cash for these homes and sometimes you’ll pay full market value and still make five figures within a few days.
The key is…
 
We work with sellers who will sell with terms so we can offer terms to our buyers.
You see, 81% of people looking to buy a house can’t qualify at a bank for various reasons.
These become our prime pool of buyers because we can sell them a house on terms giving them time to fix what’s broke in their lives and ultimately get bank financing.
That could be credit, debt ratio, not enough down, self-employed, can’t prove income yet or several other issues. All of which can be fixed with time.
A house becomes ten times easier to sell with terms than with cash, therefore we have the whole 81% to ourselves, while the Realtors® and builders fight over the 19%.
Some of that 81% have substantial down payments or option deposits measuring in the thousands and they will gladly give it to you to get a home of their own.
Many have had a home and lost it. Some are first or last time buyers. All have issues that can be fixed in a year or two. You are a blessing to them when you help them get in a home now and get their life and self-confidence back.
I’ve had buyers hug me with tears flowing, send me gifts, invite me over for dinner and openly thank God I came into their life. What we do is a huge public service, both to buyers and sellers.
By the way, everything is closed with attorneys…at the buyer’s expense…with full disclosure in writing. No lies, deceit or shady practices are necessary or condoned by this old dog.
There are only two types of terms you will use to buy houses…
•    You’ll lease it with an option to buy and the right to sublease it with an option.
•    You’ll buy it with owner financing with the right to sell it any way you like. More on that in a minute.
Before I go any further, I know your skeptical brain is asking…
How Many Sellers Will Agree To TERMS?
Fair Question. Let me give you the answer.
It just so happens we have 16 virtual assistances at our company Global Publishing, whose job is to call sellers for our clients and collect info on their houses for sale.
They find the sellers who advertise online in your city, call them for you, collect the facts and read a script to see if they would consider selling with terms…lease option or owner financing.
They make about 15,000 calls a month to the leads they generate and the leads you send them so we know the numbers well and here’s the one that answers your question…
 
You read that right. About a third of the FSBO’s on the market will consider terms. This group comprises our entire Pretty House Business and we have no use for the rest, so they are quickly discarded.
It’s easy for our inexpensive VA’s to generate 10-15 leads a week for our clients. That means 3-5 sellers a week want to discuss terms. From those you can easily generate one deal netting you $10,000 minimum on the frontend and maybe some of that residual income I discussed earlier.
In the Pretty House Business, there are three main forms of income.
1. Non-refundable option deposits if you’re selling with a lease purchase or a down payment if you’re selling with owner financing. The minimum is $10,000 and you receive it 2-3 days after accepting your tenant buyer.
2. Many deals have a monthly spread between the rent or payment you receive and the payment you make. These can range from $200 – $3,000 per month on the luxury homes.
3. The backend profit, which is the difference between what your buyer owes you and what you owe the seller. This can be little or nothing or a substantial sum.
Our goal is to do deals that include all three income streams but sometimes we settle for only one, as you’re about to see. The numbers and the seller’s needs will determine our profit centers. Virtual Assistants do 90% of the work and scripts help you do the rest.
Selling is even simpler because in the TERMS business there’s only two ways to sell…
•    You lease it to a tenant with the option to buy and collect several thousand dollars as a non-refundable deposit…which gets applied as their down payment when they get a loan to purchase. Once you collect the money, it’s yours to keep whether they buy or not. You may use it immediately.
•    You sell with owner financing, collecting a down payment and a monthly payment until they get refinanced. You agree on a term going in and of course all responsibility of the house is theirs. The minimum down payment is $10,000 but most are higher depending on the value of the homes. The higher the value, the bigger the down.
“The More Dollars You Waller In The More Stick To You”
– Ron LeGrand
Let me display some case studies so you can get clear on what I mean.
Here’s a deal I did recently in Jacksonville, Florida where I live…
 
The sellers were moving from this 3 year old house in two weeks and knew they couldn’t make two house payments. The house was in excellent condition and payments were current. Upon first contact with our VA who collected the facts, the sellers said they’d sell the house for what they owed, which is actually very common.
Their main concern was debt relief. They’d had it listed and it didn’t sell, so they needed an immediate exit strategy, which I knew I could provide after making a call to them. I made it clear I could buy their house with owner financing and make their payment until sometime in the future when it gets cashed out, but there’s no way I’d pay off their loan now.
No TERMS – No Deal!
•    They agreed instantly and we executed a simple agreement on the spot. I asked for and received two months before the first payment was due so I had two months to locate a buyer I liked.
•    My goal from the beginning was to buy or control the house for the loan balance and then install a tenant/buyer to pay rent and in time get a new loan. That’s exactly what happened.
•    After turning down several applicants because they didn’t have a big enough option deposit to suit me, I finally found one in seven weeks with $50,000 down. I turned down several with $10,000 to $25,000 down, knowing the house would bring more.
Here’s the numbers…
 
It was a family with good income, both working and their credit was near a score good enough to get a loan but maybe six months away. They are working with a good credit repair company and will be ready soon.
Frankly, I’m in no hurry. Here’s why!
Here’s the numbers…
•    $50,000 cash the day they leased the house
•    $525 per month until they buy it
•    ($2,500 rent minus $1,925 payment)
The longer this Golden Goose stays alive, the better I like it.
FYI, the tenant buyers are responsible for 100% of any repairs needed. It’s a condition of all my options and has been for 30 years.
So let’s see…I netted $50,000 in 2 months and $525 a month for two years or so with…
•    No credit
•    No money
•    No banks
•    No realtors
•    No repairs
•    No loans
•    No short sales
•    No costly entanglements
How many of these deals would you need to surpass your current income? My friend, I can have you doing one a month part-time within 90 days if you say yes to my offer at the end of this report.
I won’t promise you fifty grand but I will say $10,000 is our bare minimum and we get that on $125,000 houses.
By the way, if my tenant buyer doesn’t buy and moves, their deposit is non-refundable. They won’t get it back and they wouldn’t expect to.
About half do move and forfeit their deposits when smaller amounts from $10,000 to $25,000 are accepted. I’m sure this couple will buy.
But, there’s other ways to profit in this Pretty House Business and this report won’t cover all of them.
Here’s a simple deal my client Kirsti from Oregon did recently…
A seller agreed to lease option a house to her at $699,000 with a $7,000 deposit and a $7,000 monthly rent. That’s every dime the house was worth and Kirsti knew it. However, I trained her how to profit with no risk, so here’s what she did.
She clearly explained to the seller using my script that she would agree to her terms but would need to locate a tenant buyer she liked before the agreement would begin.
In other words, the seller knew if Kirsti didn’t find a buyer, there would be no deal or $7,000 deposit from Kirsti. Nor would Kirsti ever pay a $7,000 rent out of pocket.
No Risk To Kristi
Once this agreement was signed with this clear understanding, Kirsti ran some free online ads to find a buyer. The key words in the ad were…”Lease Purchase,” No Bank Qualifying.”
A tenant buyer came along with $50,000 down and agreed to a 3 year lease purchase at $744,000 at $7,000 a month.
Since there was no reason for Kirsti to remain in the deal, she simply assigned her agreement with the buyer to the seller and exited…with her
 
…on a house she never owned or laid a finger on.
This type of deal is called ACTS, (Assignment of Contracts and Terms System).
I created ACTS about 3 years ago and it has made a lot of students a lot of money, even on over leveraged houses.
Let me point out…
•    The seller got full price with no commission, even though it will take a while to cash out. This was her decision. In the meantime, she collects $7,000 a month with no repair responsibility.
•    The buyer got a beautiful house with instant access and three years to qualify for a loan and the value to increase.
•    Kirsti got $42,000 for what she knows, not from what she invested.
My Pretty House TERMS Cash Flow system contains everything she needed to pull off this deal, including forms, agreements and scripts for every type of seller and buyer.
I could go on for days with examples of deals, including multi-million dollar houses with six figure paychecks without risk…but at this point, I think you’ve read enough to see this business is worth your time to investigate and my brand new TERMS system will answer your questions and fill in the blanks.
Before I describe it, I’ll make a bold statement to you that I truly believe and will back up.
The Decision You Make Here May Be The Most Important Financial Decision Of Your Life
You see, I built this system over years of trial and error and work with students nationwide to implement it. I see the results. I know its value.
Please consider my offer carefully. It may change the way you think about money, how to make it, how to keep and grow it and your current and future lifestyle.
It’s Hot Off The Press.
Recently, I recorded a two day seminar called TERMS. I went through the entire business from beginning to end in a laymen’s step-by-step process.
Part of the training was to actually process deals the students brought to class. We called them in class, got orally accepted terms and completed the appropriate agreements for the students to go home and get signed. We even scheduled the appointment for them.
All of this was filmed and there are two DVD’s in your system with live deal structuring. There was a lot of money generated for these lucky folks.
After the event I recorded several calls I made to sellers on the two CD’s and included them. You’ll see how I get them to make me an offer by reading my own scripts and asking them the key questions.
 
We Don’t Make Offers.
We Ask Questions And Let The Seller Make Us Offers.
Of course all scripts are included, even one to set an appointment and another if they say no to terms. You see…
When Using My Script
About 1/3rd Of The Sellers Who Say “No” To Terms
Turn Into A “Yes”
There’s another two CD’s with questions and answers along with the eight CD’s and DVD’s of the training.
Here’s some of the things I covered in this new TERMS System.
With my Pretty House Cash Flow System you’ll learn how to get ownership of beautiful homes in neighborhoods you’ll be proud to be in. The system includes:
•    How to work with higher priced houses and totally avoid risk or the fear of making monthly payments you can’t afford. The higher the price the higher the profit.
•    A step-by-step start up plan designed for beginners who’ve never bought a house in their life.
•    There are two CDs in this system where I interview real sellers and you get to hear both sides of the conversation. You’ll tune in while I pre-screen the sellers and when I hang up I discuss whether I would go see the house or not. If it’s a go, I cover what kind of offers I’d make based on what the seller told me. If they pass my pre-screening test, I’ll go see the house. If not, why bother? The real art is in the pre-screening and knowing what to ask. It’s a 20-year craft I’ve perfected loaded with magic words that get results. You’ll get it all, complete with proven tested scripts to follow. You don’t need to create or write anything. I’ve done it all for you. Just follow each step I’ve laid out and watch it work. It’s literally dot-to-dot.
•    How to use land contracts and wrap-around mortgages to buy and sell and why they should be in every real estate entrepreneur’s toolbox.
•    Ten things that tell you it’s a deal…before you even see the house!
•    How to create solutions for houses with little or no equity that are financed sometimes even over 100%, and create tremendous profit centers for you while getting the seller out of a home nobody else can buy.
•    How to eliminate banks from your life forever so you’ll never be at the mercy of a loan committee.
•    How to create the most flexible financing there is with no banks or personal liability and create tremendous income streams for you.
•    How to set up immediate income, monthly cash flow, and a final payday all from the same deal.
•    This is how to get out of your job or low paying business. The frontend checks are great but I’ll work with you to create a monthly residual income from your current income. Then when you step down, you’re covered even if you don’t like working. That’s true financial freedom.
•    Low-cost marketing techniques to attract motivated sellers to call you and pre-screening tools so you only deal with the most motivated of the batch. And how to pre-screen them in less than two minutes.
•    The secret question to ask every seller to get to their bottom line price instantly.
•    How to structure your sale to create enormous incoming payments and cash flow and eliminate defaults and risks.
•    How to attract dozens of motivated buyers who can’t qualify at the bank, but are excellent prospects for your no qualifying financing.
•    The most common mistakes for all investors to avoid when buying and selling.
•    Looking for a home for your family? Most of my students find their dream home while doing deals. Remember, the first example I showed you on the $395,000 house? I didn’t have to sell it. I could have moved in with no money out of pocket, no credit, no personal guarantee, no qualifying, no banks, no committees and no delay. Some do.
•    How to find and acquire your next residence in a lovely area without using bank loans, credit or down payments.
•    How to take control and start the cash flow with no risk or investment and make huge profits on nice houses even when you pay almost full retail price.
•    How to profit from any house, regardless of the underlying financing.
•    How to control lovely homes in beautiful neighborhoods in any market in North America without ever owning them, buying them, borrowing money, or incurring risk.
•    How to solve sellers’ problems when Realtors®, attorneys, and other real estate investors don’t have a clue.
•    Why properties sometimes financed at 90 to 120% are your absolute best deals and give you the best paydays.
•    How to handle and overcome all common seller objections.
•    How to make sure you won’t have to make a monthly payment out of your pocket and never worry about risk again.
In each of these systems, I spend many hours teaching you every aspect of this diverse, yet relatively simple business. There are dozens of word for word scripts so you’ll never have to wonder what to say.
Easy To Sell
One of the common things people fear about getting into real estate investing is they’re afraid they can’t sell the house and somehow they’ll get stuck with it. I can understand why this would create anxiety for a beginner because they simply don’t have enough facts to overcome the fear.
But the truth is…
Selling Houses Should Be the Easiest Part of Your Business, and I’ll Show You How To Do It At Lightning Speed.
In an easy market it doesn’t take a brain surgeon to sell a house, but in a slow hard market it takes a unique selling proposition to move a property fast and furious. We have one. It’s called TERMS.
Here’s What You’ll Learn About Selling Houses Fast In Any Market…
•    How to set the house up to show itself with no human intervention so you’ll never have to risk your life and waste your time meeting prospects.
•    How to match the house to the buyer and quit looking for perfect prospects.
•    Why cashing out immediately is the most costly exit you could pick and cuts your profits in half, and how to fix it and still have a huge cash flow.
•    I’ll hand you guerrilla marketing techniques you can use on a paupers budget to drive in a herd of buyers within 2 days. Your entire cost to sell a house should be less than two hundred dollars.
•    How to capture all incoming calls and never talk to anyone until they’ve seen the house, fall in love with it, have been instructed how to buy and what to do next, filled out an application and submitted it to you on a website we will provide and get set up for you in 5 days.
•    The fastest, cheapest and best methods to find buyers in order of value – They’re all free.
•    What signs are the most effective and why mine get three times the results of others.
•    How to get all kinds of cool stuff free as part of the buyers down payment to you. A free Harley is better than one you pay for and your wife will love you for all the new jewelry she’ll get that you’ll never have to buy. How about a boat or RV? I and some of my students get a lot of free stuff as part of their down payment on houses we get with no cash out of pocket.
This is the best, most up-to-date information ever put together to teach you exactly how to sell a house in any market. I’d remind you we are selling with TERMS to 81% of the market. A house is 10 times easier to sell on terms than to qualified buyers. Our buyers qualify if they have the money, not credit, and that money changes hands a few days after we accept them.
You Are The Loan Committee
You and you alone, decide and I’ll show you how to do exactly that and turn you on to our source that does all the screening for you after you find your best prospect.
It’s the same source that will work with your buyers to clean up their credit and get them financed later.
My source will tell you when and if he can get them a loan, check their credit, background, criminal search and even compute their debt ratio,
Your decision will be easy and my marketing system will provide you with multiple prospects to choose from.
When You Make A House Easy To Buy It Becomes Easy To Sell
Your buyers list is built automatically for you, so as your prospects call or go online, the pertinent information is collected, mainly how much they have to put down, and stored in your database we provide.
If you wish, we’ll even provide a VA (Virtual Assistant) to retrieve the information off your automated voice mail system that collects the information and call the buyers for you that have money and send them to the house, then follow up after.
This Information is Priceless When You Consider You’ll Be Selling Houses As Fast As You Can Buy Them! And 90% of the work is done by our Virtual Assistants.
Don’t worry, if your objective is to cash out quickly and find mortgage ready buyers, I’ve got that covered in my Wholesale & Retail Cash Flow System which I’ll describe in a minute.
But first, let’s finish the discussion of my new system that’s already fast becoming an industry standard across North America.
But I’m not done yet…You’ll also learn:
•    How to handle the taxes and insurance and who should collect them and why. It isn’t you.
•    When you should never put someone in your house.
•    How to make your buyers the best source of buyers for your next house. Most of my houses are sold to friends or relatives of previous buyers.
•    How to get a financial commitment from a prescreened buyer without taking your house off the market. A special agreement I use will allow you to process five buyers on one house with no commitment to any of them. You get to pick and choose the best. If I’d had this agreement 20 years ago it would have saved me a lot of grief.
•    The 6 steps to getting your buyer to the closing table whether you’re selling with lease purchase or owner financing.
Stupid mistakes to avoid when selling houses. Each one probably cost me six figures to learn.
Wouldn’t it be cool if you could buy 2 or 3 houses a month and never get involved in the sales process and know your product is moving as fast as you can buy it?
My 33 years of Quick-Turning properties of all shapes and sizes, in all neighborhoods, with all kinds of financing and finagling, with all sorts of sellers and competing against all sorts of would-be investors and professionals, deals done with lots of cash to spare and some with very little spare cash to spend, deals in the winter, spring, summer, and fall, in good times and bad, in buyers’ markets and in sellers’ markets, all of this…over 3,000 deals in all, have given me insight in to what constitutes a complete deal from start-to-finish, and the absolute ability to convey to you more than just a grab-bag of techniques.
That’s The Pretty House Business But There’s Also The Wholesale & Retail Business
In my Wholesale & Retail Cash Flow System you’ll get my complete system for making fast cash from single-family houses in the Wholesale & Retail Business. You’ll get step-by-step instructions on…
•    How to create a $10,000 paycheck within the first 30 days in business without ever owning a house.
•    How to eliminate risk and the need for operating capital while creating a $10,000 a month income without tenants.
•    How to pre-screen callers so you can deal with only the cream of the crop. All of the scripts are included.
•    How to make sure your repair costs never exceed your estimates (This one discussion could pay for the whole course!) This is assuming you want to do repairs, you certainly don’t have to.
•    How to have a house completely rehabbed in less than two weeks, no matter how bad the condition.
•    How to make money without ever talking to or meeting with a seller face-to-face.
•    How to determine true market value of a single-family house without hiring appraisers.
•    A step-by-step guide through the art of making an offer on a single-family house. It took me ten years to perfect this simple system that prevents failure and keeps you from making mistakes. This one part of the manual alone is worth the entire cost.
•    How to attract a long list of cash customers eager to buy your junkers, fix them up and sell them for a profit.
•    Four simple questions to ask each potential buyer so you can build a list of people ready to snap up every property you have.
•    Complete agreements you can use in any state and an entire CD of instructions. You’ll be using this every time you actually take ownership of a property to protect your privacy and keep away the predators.
•    Why you never have to do manual labor fixing up plumbing, paint, or repairs on a run-down single-family house and still make $10,000 a month.
•    One entire CD dedicated to how to find and pre-screen a real estate agent to put on your team while they’re pre-screening you.
•    A guided tour of every component of a house, deciding what should be fixed and how much it should cost to repair.
•    Another CD explains how to get all the money you need to buy and fix houses regardless of your personal qualifications. You’ll never use credit or banks and the supply is endless. Of course it only applies if you want to buy and rehab. Wholesaling houses for a quick $10,000 doesn’t require capital, you never buy the house.
By the way, the minimum profit I’ll allow any of my students to make on a retail deal is $30,000. That’s after all expenses are deducted. And that’s the minimum, not the average. If you can’t make $30,000 or more, I can assure you the problem is you.
Some little piece was left out. My checklist will prevent those expensive little pieces from costing you money.
You’ll also learn how to make your buyers the best source of buyers for your next house. Most of my houses are sold to friends or relatives of previous buyers.
Then we’ll discuss how to get Realtors® to sell the house for you without you taking all the risk. I’ll show you an easy system to make your house a priority for them so they focus on getting it sold, rather than all the others in their system.
I’ve let Realtors® sell houses for me on numerous occasions in the past and my system made it smooth as silk.
How to build a by buyers list fast of wholesale buyers for quick flips and qualified retail buyers if you want to rehab and sell.
This only takes about a month and will continue to grow automatically so soon you’ll be…
Finding Houses For Buyers, Not Buyers For Houses
Imagine a business where buyers are waiting for your product so selling is a non-issue. The demand outweighs the supply so you can focus on buying.
To Your $uccess,
Ron LeGrand
•    Would you pay off bills and make your family debt-free? Would you remodel the house, new kitchen, new carpet? Buy a new car, boat, even a second vacation home on the lake or in the mountains?
•    Set aside all the money for the kids’ college? Retire early? Help a family member in crisis?
•    Yes, I know the very idea of having an extra $100,000 to $250,000 a year sounds ridiculous, especially given my promise of needing no money or credit. But, my friend, it is very real and given the chance, I’ll prove it.
•    Look, you’re not going to get a $100,000 raise from your boss or your business. So where else could you possibly get this kind of pay increase.
•    What if I’m right? What if everything I’ve said here is true and you pass up the opportunity? I can assure you every word is true. Read the enclosed testimonials. Real people! Give me a chance to help you become one of them.
•    The answer is nowhere, except PAPA.
•    Think about your family who depend on you to make the right decisions. Say yes before the window closes. I promise you’ll be glad you did.
“The courses I purchased have really changed my life. I no longer work to pay someone else’s bills. So far in two months, I’ve worked just about every deal explained in your courses, and my income has skyrocketed! Your courses are very thorough and self-explanatory leaving little to the imagination. I just want to thank you Ron for putting together such a dynamic course.”
– Bill Milligan, Vancouver, WA